About Dean Collins
Dean Collins started in the mortgage business in 1986, since then he has gained valuable insight into the lending side of the business by working for multiple Trust Companies. He can customize a mortgage that truly fits your present financial situation and long-term goals by providing you with an outline of features and benefits based on your personal needs and budget.
Through the use of advanced technology, Dean has access to well over 65 different lenders including both major banks and private lenders. He can quickly cover the lending market so you don’t have to. He will shop around to get the best rates for you. Mortgage Financing can be found for you even if you do not fit the lending criteria of the major lenders. This can often be the case if you have an imperfect credit rating, incomplete income verification, or are only able to make a small down payment.
For the clients that do meet the lending criteria, he can get you the best possible rates and the most flexibility.
Contact Dean and he will ensure we you get the right mortgage to meet your needs. I am available 24 hours a day 7 days a week.
Let me find,
a mortgage Just for You
I negotiate with 65+ lenders to find the best mortgage rates in the Greater Toronto Area made just for you.
Ask me anything, I am here to Help
Among other things, lenders in Canada primarily look at three major qualifying criteria: your credit score (showing how well you manage your credit and loans), your debt-to-income service ratio (percentage that tells lenders how much of your income goes towards regular, recurring expenses), and your home equity (the difference between the appraised market value of your property and your loan amount).
Obtaining a mortgage that gives you extra cash out of your home can be intelligently used to pay off high-interest debts, fund a home renovation, put a down payment on a vacation or investment property, pay for extended healthcare or invest in your child's education.
If you're locked into a mortgage rate that is above current market interest rates. If you have a variable rate and you want to reduce your risk by acquiring a fixed rate mortgage. Your property has equity and you need the cash. You are interested in lowering your regular monthly payments to improve cash flow.
I help the GTA secure their best mortgage
I’ve helped Hundreds of Businesses and Individuals across Ontario save on their mortgages and improve their financial positions.
