Commercial Lending
There are multiple options for buying a commercial property for investment or primary use in Canada.
Is this for me?
If you are a permanent resident or citizen of Canada.
What is it for?
Buying a commercial property for investment or primary use.
The ideal loan for you
Commercial lending differs greatly from residential. There’s a strict set of criteria and each lender has its own niche when it comes to commercial mortgages in Canada. Knowing your options and understanding where you best fit is a critical step in making sure you secure the best possible commercial loan for you and your business.
Maximizing the success of your investment
The commercial mortgage product you choose needs to make sense financially. Find out the best possible commercial mortgage rates in Ontario. Consider a number of qualifying factors including your current business situation, planned down payment, debt service coverage ratio and credit history. The perfect loan acts as the foundation upon which you can optimize your cash flow and expand the return on your investment.
Different types of commercial mortgages
Maybe you plan to operate your business out of a commercial unit. Or perhaps you require a commercial mortgage on the apartment building you want to purchase as a real estate investment property. From office buildings, to multi-family properties, to hospitality facilities, to care homes, there is a commercial loan to suit every need.
Need Commercial Lending Advice? Contact Dean Today.
I’m always here to help and I consider it my job to make sure you’re well supported throughout the entire commercial mortgage process.
Let me find,
a mortgage Just for You
I negotiate with 65+ lenders to find the best mortgage rates in the Greater Toronto Area made just for you.
Ask me anything, I am here to Help
Among other things, lenders in Canada primarily look at three major qualifying criteria: your credit score (showing how well you manage your credit and loans), your debt-to-income service ratio (percentage that tells lenders how much of your income goes towards regular, recurring expenses), and your home equity (the difference between the appraised market value of your property and your loan amount).
Obtaining a mortgage that gives you extra cash out of your home can be intelligently used to pay off high-interest debts, fund a home renovation, put a down payment on a vacation or investment property, pay for extended healthcare or invest in your child's education.
If you're locked into a mortgage rate that is above current market interest rates. If you have a variable rate and you want to reduce your risk by acquiring a fixed rate mortgage. Your property has equity and you need the cash. You are interested in lowering your regular monthly payments to improve cash flow.
I help the GTA secure their best mortgage
I’ve helped Hundreds of Businesses and Individuals across Ontario save on their mortgages and improve their financial positions.
